Barbara  Reagan

Barbara Reagan

Real Estate Advisor

License #: 0225040787

Long & Foster Real Estate

Mobile:
804-566-0781
Office:
804-794-9650
Email Me

Barbara Reagan's blog

15 Questions to Ask a Realtor Before Selling a Longtime Family Home

Selling a longtime family home is about more than real estate. It's about memories, family, financial decisions, and preparing for a new chapter.

If you or a loved one is considering downsizing, moving closer to family, or transitioning into a senior living community, one of the most important decisions you'll make is choosing the right Realtor.

The right agent can help you understand your home's value, prepare it for sale, coordinate the timeline, and navigate the many decisions involved. Just as importantly, they should understand that selling a longtime home can be an...

How To Choose A Senior Community: What to Look For and Questions To Ask

Moving into a senior community can open the door to less maintenance, more social connection and peace of mind about the future.  But no two communities are alike.  The brochure and the guided tour only tell part of the story.

As a Richmond Realtor, a certified Seniors Real Estate Specialist (SRES) and a Senior myself, I help clients through this transition every year.  Here's what I tell them to look for, and the questions to ask before signing anything.

1.  Living Arrangements

Start with where you'll actually live.  Ask to see every floor plan available, along with the price...

The Paperwork Nobody Explains: Selling A Home You've Owned for 20+ Years

If you've owned your home for 20, 25, or even 30 years, here's something worth knowing before you put that "For Sale" sign in the yard: the paperwork involved in selling your home today looks very different from what you dealt with when you bought it.

There's more history. More documentation. More decisions to make before you ever list. And a lot of it isn't something people talk about — until they're right in the middle of it.

Here are six things every long-time homeowner should know before selling.

1. Your Paperwork May Be Old — Really Old

Start gathering your documents...

Could a Reverse Mortgage for Purchase Help With Your Next Home in Richmond?

If you're 62 or older and thinking about downsizing, moving to a home that's easier to maintain, or getting closer to your children and grandchildren, you may be wondering how to make your next home purchase work financially.

One option you may have heard about is a reverse mortgage for purchase, also known as a HECM for Purchase.

It's not the right solution for everyone, and it's certainly not "free money." But for some eligible homeowners, it can provide another way to approach purchasing a home in retirement.

Here's a closer look at how it works and some of the things you...

Buying An Older Home in Richmond After 55? What You Need To Know Before Buying!

Richmond is known for it's beautiful older homes and neighborhoods. From elegant Victorian architecture to classic Colonial Revival designs, these homes offer timeless appeal that many buyers dream about owning.

However, if you're over 55 and purchasing what may be your forever home, it's important to look beyond the home's charm and consider whether it will continue to meet you rneeds over the next 10 to 20 years.

Think About Living on One Floor

As mobility changes with age, a home that allows daily living on one level becomes increasingly valuable.

Look for:

  • First...

Planning Your Next Move After 55? Start With Your Lifestyle, Not The House

If you're over 55 and beginning to think about your next move, it's easy to get caught up scrolling through homes online.  You may be comparing floor plans, kitchens or neighborhoods before you've answered the most important question of all:

How do you want to live during the next chapter of your life?

After more than 30 years helping Richmond-area homeowners buy and sell homes, I've found that the happiest moves aren't necessarily into the biggest house or the newest community.  They're the moves that support the lifestyle people truly want.

Think Beyond Square Footage

Richmond Real Estate Update: What Homeowners Should Know Before Downsizing or Relocating

If you've lived in your Richmond-area home for 15, 20, or even 30 years, you've likely watched the local real estate market change dramatically. Whether you're considering downsizing, relocating closer to family, or simply want to understand how today's market might affect your future plans, having accurate, up-to-date information matters. Here's a straightforward look at what's happening in the Richmond market right now — no hype, no predictions, just the facts.

Home Values Have Grown Significantly

Right now, the Richmond metro area's median home price falls between $419,000 and...

Questions Every Senior Should Ask Before Buying or Renting in a 55+ Community

If you're exploring 55+ communities, you already know the appeal: low-maintenance living, resort-style amenities, and neighbors in the same season of life. But not all communities are built — or run — the same way. Before you sign a purchase agreement or a lease, it pays to ask the right questions.

Here's what I recommend every buyer or renter ask on their community tour.

1. What are the guest and family policies?

Ask specifically how long grandchildren or other family members can stay overnight. Most communities set an annual limit, often two to four weeks, and some also...

What Buyers Really Look For in a Senior-Owned Home (And the Simple Updates That Maximize Value)

If you've lived in your home for 20, 30, or even 40 years, you've probably heard well-meaning advice that you need to gut-renovate before you sell. It's simply not true. Homes that have been lived in and loved for decades often have excellent bones — solid construction, mature landscaping, and generous lot sizes that newer builds can't match. The key to selling successfully isn't a massive investment; it's understanding what buyers actually notice and addressing those specific things.  

Why First Impressions Matter So Much

Buyers typically form an opinion about a home within the...

Should You Sell Your Home Or Rent It Out? Questions Every Homeowner Over 55 Should Ask!

If you're over 55 and wondering whether to sell your home or keep it as a rental, you're far from alone. This is one of the biggest financial decisions many homeowners face — and the right answer isn't the same for everyone.

Below are five questions that can help you figure out which path makes the most sense for your finances, your lifestyle, and your future.  Watch my video here to find out more!

1. Do You Want to Be a Landlord?

Rental income sounds appealing, but it comes with real responsibilities:

  • Fielding maintenance requests
  • Screening and finding quality...
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